You are being forced to spend the next 10 years of your life in a basement. After those 10 years, you will receive $10 mil. Your basement comes fully furnished with a good bed, sink, a toilet, a shower and a trash chute. You are also being given a bonus 30 points to spend on items/amenities that you can take with you to your basement. BONUS BONUS: If you half your $10 mil payout to $5 mil, you will receive 35 points to spend. If you reduce your payout to zero, you receive 40 points.
what do you choose?