The older i get the more and more i've come to the realization the root of blacks problem in this country and other countries stems from financial literacy. A formal education is quite overrated and this is coming from a nigga with three degrees. lol We don't know how to manage money, how to make money, and how to recycle it in our communities. Then we find ourselves living check to check in low paying jobs, having to depend on white lending companies who don't want to lend us shit,etc. Money is the deep down root cause of blacks issues imo. Our parents didn't know shit about finances and in return they didn't teach us shit.