I've actually looked into putting my money in black owned banks.. The issue is..
1. Customer Service.
2. Not enough branches convenient to my location.
I would love to support black banks and black businesses in general but my time is valuable. I can't be spending x amount of time to get to the bank then spend x amount of time waiting in line to see a teller etc..
I'd rather pay the premium for convenience..
Lol just put $100 in there to show support and call it a day. Ain't no one talking about putting the whole stash in there.
And if you were on your shit, you wouldn't have a lot of money in the bank anyways. That shit is like a .01% return, straight garbage investment.
Who said anything about having 100% of my stash anywhere?.. Bro.. smh.. Stop.. Closest black owned bank to me is in Harlem and Newark.. I'd have to pay a toll to get to either.. It simply isn't convenient.. Putting $100 bucks in a black owned bank is cool. That is more than reasonable and doable.. But on a micro level what am i getting out of that?.. On a macro level how is that $100 bucks helping the black community?..
Or is it just to say I support black owned business with a punk ass $100 bucks?...