What's up everyone. We are doing a contest with T.I. and we are giving away $1200 a day for the next 10 days. Just wanted to give you all a heads up.
https://www.allhiphop.com/ti

Live like no one else: The Dave Ramsey Show appreciation thread

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Comments

  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • LEMZIMUS_RAMSEY
    LEMZIMUS_RAMSEY SHAPE YOUR REALITY INSIDE WHICH YOU THRIVE Members, Writer Posts: 17,670 ✭✭✭✭✭
    Was at the bank yesterday. She said that she cant believe how my situation has changed in a yearspan.
    When i told her about my 10 years half salary saving / stock exchange and property investing, she smiled and blinked.

    It was the first time in my life i wasnt checked by my financial advisor for being reckless, and dumb abouy money. I felt respected. She hasnt interupted me one time. She even told me that a new debit card was not a significant topic BECAUSE IM NIT IN THE SAME SPACE AS THE ITHERS ANYMORE. She was couceling me about the stock market, giving me advices.

    Thank you @2stepz_ahead thank you Dave Ramsey.
  • LEMZIMUS_RAMSEY
    LEMZIMUS_RAMSEY SHAPE YOUR REALITY INSIDE WHICH YOU THRIVE Members, Writer Posts: 17,670 ✭✭✭✭✭
    ' how do buy stock'

    ' everytime i feel like owning a new car, buying junk food, new shoes or video games, i buy stock. Actions and obligations are like pokemons. Im gonna catch them all and train them. 🤬 women, 🤬 marriage and divorce, 🤬 alimony, 🤬 social competition'

    ' but Sir'

    ' there is not but !!! 🤬 that slave life!!'
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
    ' how do buy stock'

    ' everytime i feel like owning a new car, buying junk food, new shoes or video games, i buy stock. Actions and obligations are like pokemons. Im gonna catch them all and train them. 🤬 women, 🤬 marriage and divorce, 🤬 alimony, 🤬 social competition'

    ' but Sir'

    ' there is not but !!! 🤬 that slave life!!'

    2w1sdqt.gif
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
    Watching livestream of Dave Ramsey show... Couple paid off $900,000 in 6.5 years making $250,000 a year congrats
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • 2stepz_ahead
    2stepz_ahead Who I am is Complex, What i am, simply put. I'm a Threat walking out the lions denGuests, Members, Writer, Content Producer Posts: 32,324 ✭✭✭✭✭
    edited July 2017

    hard for alot of people to say.....or even say not yet.

    with this new way of thinking in the media....it makes it harder since it seems everyone has so much.

    People see yacht life but not understanding how it came about....all they see is the end game. the end game needs a starting point.

    I can say i was very guilty of not saying NO. Thank 🤬 other decisions kept me financially able to still live the life i choose for my family.

    But I also worked more than I should have.

    alot to think about after watching this. you guys should really have a talk with yourselves about if you are living like you should

  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
    "When you agree on money, then you agree on goals and dreams." - Dave Ramsey
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Go figure
    Go figure Sion the GoGuests, Members, Confirm Email, Writer Posts: 4,662 ✭✭✭✭✭
    so i been using credit karma mobile app to keep track of my credit score every week and i read some comments about people saying it wasnt 100% accurate. There are 3 credit bureaus, CK only gives u your score from 2 of them (Trans Union and Equifax) so I went and got my Experian report from their website and this what I got

    CREDIT KARMA
    f99yqv8kjyub.png

    EXPERIAN
    eqgt73fa8kvd.png


    This means my Fico score is 675 (Fico is your middle score [not the average] that most lenders/dealers look at)

    I get capital one credit card offers like 3 times a week and i keep throwing them out. Every offer comes with 23% interest after first 6 months even though the spending limit offers keep going up ($1,000-$3,000) and most recently an auto loan offer for up to $35,000 (with 24% interest).

    I'm holding off every offer until i get little to no interest, maybe once i hit a fico score of 750 that will be possible just being patient and keeping my balance super low.
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭
  • Young_Chitlin
    Young_Chitlin YCN Chief/FCC Member/#RedVelvetSquad Member/IC Task Force General ASUville, PhoenixMembers Posts: 23,852 ✭✭✭✭✭